[vc_row css=”.vc_custom_1598363643591{padding-top: 60px !important;padding-bottom: 60px !important;background: #ffffff url(https://www.loanzzones.com/wp-content/uploads/2016/12/home-loan-lp-1.jpg?id=773) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][heading text=”Loan Against Property Loans in Hyderabad” tag=”h1″ align=”center” color=”#ffffff” class=”hero-title”][heading text=”Lowest Interest Rates – Calculate EMI – Check Eligibility” tag=”p” align=”center” color=”#ffffff”][vc_empty_space][/vc_column][vc_column width=”1/2″][heading text=”Your Property Can Fulfil Your Dreams” tag=”h1″ align=”center” color=”#ffffff”][vc_empty_space][heading text=”Loan Against Property or Mortgage Loan helps you to fulfill your personal or business needs, ask us how? we are the best Mortgage Loans Service provider in Hyderabad.” tag=”p” color=”#ffffff”][heading text=”You might be a self-employed or a salaried person and you meet all loan criteria, consider your loan is approved. We have products which best fits your requirements.” tag=”p” color=”#ffffff”][heading text=”You Mortgage Loan is just a call away!” tag=”h3″ align=”center” color=”#ffffff”][vc_empty_space][vc_btn title=”Call us now : +91 888 666 5883″ color=”default” align=”center” link=”url:tel%3A918886665883|||”][/vc_column][vc_column width=”1/2″]
Mortgage Loans are also called as Loan Against Property Loans. A loan that is offered by a bank or non-banking financial institutions against mortgage of the property with lesser interest and longer repayment option.
A loan that is secured by property or property is referred to as a mortgage. In exchange for funds obtained by the homebuyer to purchase property or a house, a lender receives the promise of that buyer to pay back the funds in a particular time frame for a particular cost.
Although it is one of those variants of Private loans, mortgage loans, also known as Loan Against Property (LAP), are one of the most common secured loans that is supplied from the banks and other funding institutions, where the property or adjusted asset is placed as collateral with the lender before the loan is repaid successfully. Even though the house is mortgaged with the lender, the borrower is still permitted to use the property to themselves.
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A mortgage is typically a loan sanctioned against an associate immobile quality sort of a house or a billboard property. The investor keeps the quality as collateral till the receiver repays the full loan quantity.
The greatest advantage of a fixed-rate mortgage is that the receiver will figure their monthly mortgage payments being identical monthly throughout the lifetime of their mortgage, creating it easier to line manage budgets and avoid any surprising extra charges from one month to subsequent. notwithstanding market rates increase considerably, the receiver doesn’t get to create higher monthly payments.
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[/vc_column_text][vc_column_text]Types of Mortgage Loans:
- Loans against self-occupied residential property
- Loans against vacant residential property
- Loans against rented residential property
- Loans against self-occupied commercial property
- Loans against vacant commercial property
- Loans against rented commercial property
- Loans against residential plot
[/vc_column_text][button btntext=”Apply For Mortgage Loan” btnlink=”https://www.loanzzones.com/apply-mortgage-loan-in-hyderabad/”][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row css=”.vc_custom_1598363930168{padding-top: 80px !important;padding-bottom: 80px !important;}” el_class=”bg-gradient”][vc_column width=”1/3″ css=”.vc_custom_1598367150589{padding-left: 30px !important;background-color: #ffffff !important;border-radius: 10px !important;}”][heading text=”Mortgage Loan Eligibility Criteria” tag=”h3″ align=”left” color=”#000000″][vc_empty_space][features style=”style2″ icon2=”fa fa-info-circle” title=”Age”]21 – 70 Years[/features][features style=”style2″ icon2=”fa fa-info-circle” title=”Resident Type”]Resident Indian
Non-Resident India (NRI)
Person of Indian Origin (PIO)[/features][features style=”style2″ icon2=”fa fa-info-circle” title=”Employment”]Salaried
Self-employed[/features][features style=”style2″ icon2=”fa fa-info-circle” title=”Income”]At least Rs.5-6 lakh[/features][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1598376215352{margin-left: 10px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 10px !important;}”][heading text=”Documents Required for Mortgage Loan” tag=”h3″ align=”left” color=”#000000″][vc_empty_space][features style=”style2″ icon2=”fa fa-file-text” title=”Self-employed”]
- Identity Proof (PAN)
- Residential Address Proof
- Last 6 months bank statement
- Financial statements including balance sheet
- profit and loss account statements
[/features][features style=”style2″ icon2=”fa fa-file-text” title=”Salaried”]
- Identity Proof (PAN)
- Residential Address Proof
- Form 16
- Latest 6 months salary slip
- Last 6 months bank statement
- Last 2 years ITR
[/features][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1598409729187{margin-left: 20px !important;background-color: #ffffff !important;border-radius: 10px !important;}”][heading text=”Banks offering Mortgage Loan” tag=”h3″ align=”left” color=”#000000″][vc_empty_space][vc_single_image image=”1842″ img_size=”large”][vc_empty_space height=”52px”][/vc_column][/vc_row][vc_row css=”.vc_custom_1598413428407{padding-top: 80px !important;padding-bottom: 80px !important;background-color: #ffffff !important;}”][vc_column width=”1/2″ css=”.vc_custom_1598412490848{margin-top: 10px !important;margin-left: 10px !important;}”][vc_single_image image=”710″ img_size=”large”][/vc_column][vc_column width=”1/2″][vc_row_inner css=”.vc_custom_1598412711956{padding-left: 50px !important;}”][vc_column_inner][heading text=”Features & Benfits” tag=”h1″ align=”center”][vc_empty_space][features style=”style2″ icon2=”fa fa-check” title=”Lower Interest Rates”]A mortgage loan is a long-term commitment, thus, interest rates play an important role in deciding not only the loan amount, but also the tenure of repayment.[/features][features style=”style2″ icon2=”fa fa-check” title=”Annual Tax Benefits”]To make buying and investing in properties more affordable for people, the government offers several tax benefits on the mortgage loan.[/features][features style=”style2″ icon2=”fa fa-check” title=”Easy Balance Transfer Facility”]Mortgage loan balance transfer is a facility in which the outstanding loan amount with one lender can be transferred to another lender.[/features][features style=”style2″ icon2=”fa fa-check” title=”Top-up Loan Facility”]An additional amount that you can avail over and above your existing mortgage loan[/features][/vc_column_inner][/vc_row_inner][/vc_column][vc_column][/vc_column][/vc_row][vc_row css=”.vc_custom_1598363930168{padding-top: 80px !important;padding-bottom: 80px !important;}” el_class=”bg-gradient”][vc_column][heading text=”Our Loan Process is Simple & Transparent” tag=”h1″ align=”center” color=”#ffffff”][/vc_column][vc_column width=”1/5″][comparefea image=”1851″ title=”INFORMATION GATHERING” link=”#”][/vc_column][vc_column width=”1/5″][comparefea image=”1852″ title=”BANK OR NBFCs WISE LOAN ANALYSIS”][/vc_column][vc_column width=”1/5″][comparefea image=”1853″ title=”INTEREST RATE ANALYSIS BANK WISE”][/vc_column][vc_column width=”1/5″][comparefea image=”1854″ title=”CLIENT APPROVING BANK & INTEREST”][/vc_column][vc_column width=”1/5″][comparefea image=”1855″ title=”LOGIN”][/vc_column][/vc_row][vc_row css=”.vc_custom_1595265467494{padding-top: 80px !important;padding-bottom: 80px !important;}”][vc_column][heading text=”Frequently Asked Questions (FAQ’s)” tag=”h1″ align=”center”][vc_tta_accordion color=”white” active_section=”1″][vc_tta_section title=”What is Loan against Property be used for?” tab_id=”1595265371699-129e3459-e2c7″][vc_column_text]Mortgage loan Is a secured loan. The loan which you get on the property exist on you name like residential, commercial, open land or industrial. Which is used for to financial needs for business expansion, etc.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is the tenure of the loan?” tab_id=”1595265371699-39c1d269-90b7″][vc_column_text]The tenure of the LAP Loan will Starts from 5years to 15years and the age from 22 years to 65 years.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How does the lending bank decide on the amount I can get as loan against property?” tab_id=”1595268667070-92e5bd2a-8b96″][vc_column_text]Which is depends on salary or ITR’s or turn over or industrial margin or GST returns or CA appraisal or banking (Average Bank Balance)[/vc_column_text][/vc_tta_section][vc_tta_section title=”What kind of properties are eligible loan against property?” tab_id=”1595270035534-7ebf8f4f-8729″][vc_column_text]
- Residential flat
- Independent house
- Commercial property
- Industrial property
- Open land (commercial and residential)
[/vc_column_text][/vc_tta_section][vc_tta_section title=”can I avail top-up loan on my existing loan which was in another bank with higher rate to another bank with less rate?” tab_id=”1595270112989-0b0854cb-26c9″][vc_column_text]Yes, you can do, after you complete the minimum period of payments (usually minimum 6months) in the existing bank[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I avail top-up loan on my existing loan in the same bank?” tab_id=”1599011377140-648b6a51-88f2″][vc_column_text]Yes, you can do after the completion of minimum period of 6EMIs it depends on the your loan was exists[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row css=”.vc_custom_1641546337171{background-color: #123c6c !important;}”][vc_column][vc_empty_space height=”20px”][vc_column_text]GET IN TOUCH[/vc_column_text]