Home Loan Documents


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  • Salary slips latest 3 months
  • Form No-16/TDS certificate for latest 2 financial year
  • Income Tax return of last 2 years (some of the banks may only require either Form 16 or Income tax return to process your loan).
  • Bank statement of last 12 months of your salary account.
  • Sanction letter and Repayment track of all the running loans.
  • Copy of property documents

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  • Latest 3 years audited report- including Balance sheet, Profit & loss account, list of creditors and debtors, all the schedules of balance sheet, form 3cb and 3cd etc.
  • Latest 3 years Income Tax Return
  • Latest 3 years’ computation of income
  • Latest 6 to 12 months’ bank statement of all your current and saving accounts
  • Sanction letter of all the running loan with repayment tracks
  • Closure letter of all the loans closed during last 12 months
  • Please note the below mentioned point if you own a private limited company or a partnership firm:
  • If you own a partnership firm, your loan financer will require the documents of your firm as well as your personal documents
  • If you own a private limited company, your home loan financer will require the documents of your company as well as your personal documents.

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  1. Agreement of Sale (any one):
    • Registered Agreement of Sale
    • Stamped Agreement of Sale
    • Allotment Letter
  2. Occupancy Certificate in case the property is a ready-to-move-in property
  3. Copy (blueprint) of the Approved Plan and Registered Development agreement of the builder
  4. Conveyance Deed in case of a new property
  5. Bank account statements indicating all payments made to the seller or builder

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