[vc_row css=”.vc_custom_1598363643591{padding-top: 60px !important;padding-bottom: 60px !important;background: #ffffff url(https://www.loanzzones.com/wp-content/uploads/2016/12/home-loan-lp-1.jpg?id=773) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][heading text=”Best Home Loans in Hyderabad” tag=”h1″ align=”center” color=”#ffffff” class=”hero-title”][heading text=”Lowest Interest Rates – Calculate EMI – Check Eligibility” tag=”p” align=”center” color=”#ffffff”][vc_empty_space][/vc_column][vc_column width=”1/2″][heading text=”Turn your Home dreams into reality” tag=”h1″ align=”center” color=”#ffffff”][vc_empty_space][heading text=”Loanzzones the best loans service provider in Hyderabad offering Home Loan saves your time, gives you more choice in getting your desired loan. We give our best service, and pride ourselves on top excellent advice.” tag=”p” color=”#ffffff”][heading text=”Our flexible, affordable home loans with more features and lowest interest rates in the market. You can also rely on being encouraged both today and later on by a Home Lending Advisor who’s always approachable and available.” tag=”p” color=”#ffffff”][heading text=”Your Dream Home is just a call away!” tag=”h3″ align=”center” color=”#ffffff”][vc_empty_space][vc_btn title=”Call us now : +91 888 666 5883″ color=”default” align=”center” link=”url:tel%3A918886665883|||”][/vc_column][vc_column width=”1/2″]

[/vc_column][vc_column][/vc_column][/vc_row][vc_row css=”.vc_custom_1595354842134{background-color: #ffffff !important;}”][vc_column width=”1/4″][rate image=”1677″ title=”Interest Rate” rate=”6.85%”][/vc_column][vc_column width=”1/4″][rate image=”1679″ title=”Age Limit” rate=”25-75″][/vc_column][vc_column width=”1/4″][rate image=”1678″ title=”Min Loan Value” rate=”10 Lakhs”][/vc_column][vc_column width=”1/4″][rate image=”1676″ title=”Min Income Per Month” rate=”30000″][/vc_column][vc_column][vc_empty_space height=”50px”][heading text=”About Home Loan” tag=”h1″ align=”center”][vc_column_text el_class=”text-center”]Home Loan is a secured loan where Banks & NBFCs provide finances for the purchase or construction of a residential/commercial property.[/vc_column_text][vc_column_text]Everyone dreams of having their own house on the planet, a home they could come back to out of work, a home in which they may begin their own family, but for many’a house’ remains as a dream due to a lack of capital. This is where banks and other financial institutions come to the rescue with home loans, that can help realize your fantasies.

Your housing needs aren’t exactly the same as the person next to you, the house loan could be for a new flat, or to revive your ancestral property. Keep reading to know more about the different loans which would meet your requirement.

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Housing Loan is a stepping stone to construct your dream home. We Loanzzones are the best home loan service providers in Hyderabad, offers a wide range of home loans which will fulfill your needs at one of the lowest interest rates available. Our home loans can be availed by all types of customers like .,salaried, self-employed, professional, NRIs, etc. Our products are customizable according to your home loan eligibility.

A home loan, also known as a housing loan is simply the sum of money borrowed from a lender to purchase a home or to construct one. Home loans can also be taken for extension of existing homes. Home loans are available in both fixed and adjustable interest rates, and payment terms. There are several types of home loans available:

For purchase of residential property
For the construction of a residential property
For purchase of land
For home expansion
For balance transfer

Home is always a good investment for the future as the property value increases over the years.  .  Owning  a house is not just fulfilling your immediate need, Whether it is a plot, home or apartment you want to invest in, it will provide better returns over the course of time. This is one investment that will continue to pay dividends for the rest of your life.

Loan amount is the principal amount of money that you are eligible to borrow for your home. The home loan amount that you can borrow will largely depend on your home loan eligibility calculated on the basis of several factors – CIBIL score, employment type, income, among others. To determine your home loan eligibility, all we will need is your documentation proofs.

A loan is closed when you pay your EMIs up until your loan tenure, paying off the principal amount and the interest. Generally, home loans are to be paid off within the tenure or term for which they were taken but foreclosure or prepayment of home loans can be made. In case of floating interest rates, no charges will be applicable for prepayment but in case of fixed interest rates, charges may apply.

If you do not prepay your loan, you will have to faithfully pay your EMIs up until your loan tenure is over following which a loan closure will take place. Meaning, your books of home loan will be closed.

[/read][/vc_column_text][vc_column_text]Types of Home loans Loanzzones offer service

• Home Construction Loans
• House Purchase Loans
• House Improvement Loans
• NRI Home Loans
• House Extension / Expansion Loans
• House Conversion Loans
• Land Purchase Loans/Composite Loan to build a House

[/vc_column_text][button btntext=”Apply For Home Loan” btnlink=”https://www.loanzzones.com/apply-home-loan-in-hyderabad/”][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row css=”.vc_custom_1598363930168{padding-top: 80px !important;padding-bottom: 80px !important;}” el_class=”bg-gradient”][vc_column width=”1/3″ css=”.vc_custom_1598367150589{padding-left: 30px !important;background-color: #ffffff !important;border-radius: 10px !important;}”][heading text=”Home Loan Eligibility Criteria” tag=”h3″ align=”left” color=”#000000″][vc_empty_space][features style=”style2″ icon2=”fa fa-info-circle” title=”Age”]18 – 70 Years[/features][features style=”style2″ icon2=”fa fa-info-circle” title=”Resident Type”]Resident Indian
Non-Resident India (NRI)
Person of Indian Origin (PIO)[/features][features style=”style2″ icon2=”fa fa-info-circle” title=”Employment”]Salaried
Self-employed[/features][features style=”style2″ icon2=”fa fa-info-circle” title=”Income”]At least Rs.5-6 lakh[/features][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1598376215352{margin-left: 10px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 10px !important;}”][heading text=”Home Loan Documents Required” tag=”h3″ align=”left” color=”#000000″][vc_empty_space][features style=”style2″ icon2=”fa fa-file-text” title=”for Salaried Applicant”]Payslip latest 3 months
Form-16 latest 2 years
IT Returns last 2years
Salary Bank A/c last 12 months
Current running loan documents
Copy of Property documents[/features][features style=”style2″ icon2=”fa fa-file-text” title=”for Self-employed”]Latest 3 years audit reports
Latest 3years IT Returns
Latest 3 years computation of Income
Latest 6months Bank Statement
Current running loan documents
Copy of property documents
>[/features][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1598409729187{margin-left: 20px !important;background-color: #ffffff !important;border-radius: 10px !important;}”][heading text=”Banks offering Home Loan” tag=”h3″ align=”left” color=”#000000″][vc_empty_space][vc_single_image image=”1842″ img_size=”large”][vc_empty_space height=”52px”][/vc_column][/vc_row][vc_row css=”.vc_custom_1598413428407{padding-top: 80px !important;padding-bottom: 80px !important;background-color: #ffffff !important;}”][vc_column width=”1/2″ css=”.vc_custom_1598412490848{margin-top: 10px !important;margin-left: 10px !important;}”][vc_single_image image=”710″ img_size=”large”][/vc_column][vc_column width=”1/2″][vc_row_inner css=”.vc_custom_1598412711956{padding-left: 50px !important;}”][vc_column_inner][heading text=”Features & Benfits” tag=”h1″ align=”center”][vc_empty_space][features style=”style2″ icon2=”fa fa-check” title=”Lower Interest Rates”]A home loan is a long-term commitment, thus, interest rates play an important role in deciding not only the loan amount, but also the tenure of repayment.[/features][features style=”style2″ icon2=”fa fa-check” title=”Annual Tax Benefits”]To make buying and investing in properties more affordable for people, the government offers several tax benefits on home loan.[/features][features style=”style2″ icon2=”fa fa-check” title=”Easy Balance Transfer Facility”]Home loan balance transfer is a facility in which the outstanding loan amount with one lender can be transferred to another lender.[/features][features style=”style2″ icon2=”fa fa-check” title=”Top-up Loan Facility”]An additional amount that you can avail over and above your existing home loan[/features][/vc_column_inner][/vc_row_inner][/vc_column][vc_column][/vc_column][/vc_row][vc_row css=”.vc_custom_1598363930168{padding-top: 80px !important;padding-bottom: 80px !important;}” el_class=”bg-gradient”][vc_column][heading text=”Our Loan Process is Simple & Transparent” tag=”h1″ align=”center” color=”#ffffff”][/vc_column][vc_column width=”1/5″][comparefea image=”1851″ title=”INFORMATION GATHERING” link=”#”][/vc_column][vc_column width=”1/5″][comparefea image=”1852″ title=”BANK OR NBFCs WISE LOAN ANALYSIS” link=”#”][/vc_column][vc_column width=”1/5″][comparefea image=”1853″ title=”INTEREST RATE ANALYSIS BANK WISE” link=”#”][/vc_column][vc_column width=”1/5″][comparefea image=”1854″ title=”CLIENT APPROVING BANK & INTEREST” link=”#”][/vc_column][vc_column width=”1/5″][comparefea image=”1855″ title=”LOGIN” link=”#”][/vc_column][/vc_row][vc_row css=”.vc_custom_1595265467494{padding-top: 80px !important;padding-bottom: 80px !important;}”][vc_column][heading text=”Frequently Asked Questions (FAQ’s)” tag=”h1″ align=”center”][vc_tta_accordion color=”white” active_section=”1″][vc_tta_section title=”what is home Loan?” tab_id=”1595265371699-129e3459-e2c7″][vc_column_text]A home loan is normally a long term loan that a person borrows lending organization like Banks,NBFC’s,etc. The property is taken as a security by the lending organization for the Home loan. The property should be in Residential nature.[/vc_column_text][/vc_tta_section][vc_tta_section title=”what are the benefits appling business loan with Loanzzone?” tab_id=”1595265371699-39c1d269-90b7″][vc_column_text]

• The tenure of the Home Loan will Starts from 5years to 30years and up to the age of 65years.
• for salaried depends on their salary
• for self employed depends on ITR’s or turn over or industrial margin or GST returns or CA appraisal or multiplier or banking (Average Bank Balance) and 80% of the property value which was valued by the bank

[/vc_column_text][/vc_tta_section][vc_tta_section title=”why should I apply for home loan on loanzzone?” tab_id=”1595268667070-92e5bd2a-8b96″][vc_column_text]Because we do the soft search with various banks and NBF’s for the better rate of interest rate and best eligibility Loan amount for your requirements.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I apply for a home loan with a public or private bank?” tab_id=”1595270035534-7ebf8f4f-8729″][vc_column_text]Yes, you can apply for public or private bank as you wish[/vc_column_text][/vc_tta_section][vc_tta_section title=”What are the different types of home loan?” tab_id=”1595270112989-0b0854cb-26c9″][vc_column_text]

• Land purchase Loans
• Home purchase
• Home Construction Loan
• Home Expansion/Extension Loan
• Home Improvement Loan
• NRI Home Loans
• Home loan balance transfer and top-up

[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row css=”.vc_custom_1641542735446{background-color: #123c6c !important;}”][vc_column][vc_empty_space height=”20px”][vc_column_text]

GET IN TOUCH

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[vc_empty_space height=”20px”][/vc_column][/vc_row][vc_row css=”.vc_custom_1595354842134{background-color: #ffffff !important;}”][vc_column][vc_empty_space height=”50px”][heading text=”Do’s & Dont’s” tag=”h1″ align=”center”][/vc_column][vc_column][vc_row_inner][vc_column_inner width=”1/2″][features style=”style2″ icon2=”fa fa-check”]Ensure that you have researched on the loan you want to apply for[/features][features style=”style2″ icon2=”fa fa-check”]Read the fine print before taking the loan[/features][features style=”style2″ icon2=”fa fa-check”]Look out for any charges applicable on prepayments and foreclosure[/features][features style=”style2″ icon2=”fa fa-check”]Make sure you pay the equated monthly instalments (EMIs) on time[/features][features style=”style2″ icon2=”fa fa-check”]Ensure that you have a good credit score before you apply[/features][features style=”style2″ icon2=”fa fa-check”]Apply for a loan amount you are eligible for[/features][/vc_column_inner][vc_column_inner width=”1/2″][features style=”style2″ icon2=”fa fa-times”]Do not blindly sign the documents before you read every term and condition on it[/features][features style=”style2″ icon2=”fa fa-times”]Do not forget to compare interest rates offered by different loan providers[/features][features style=”style2″ icon2=”fa fa-times”]Do not default on your monthly payments[/features][features style=”style2″ icon2=”fa fa-times”]Do not sign the home loan agreement before reading the clauses[/features][features style=”style2″ icon2=”fa fa-times”]Do not request for a change in tenure unless you have considered all the aspects[/features][features style=”style2″ icon2=”fa fa-times”]Do not submit an incomplete or mismatched loan application[/features][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]